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Can student loans be wiped out in bankruptcy?

Short answer

Rarely. You have to prove “undue hardship” in a separate court process, though recent federal guidance has made this somewhat easier for some borrowers.

Rules differ by state. This is general information, not legal or professional advice.

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Official sources

U.S. Courts: bankruptcy basicsuscourts.gov
U.S. Trustee Program: approved credit counseling agenciesjustice.gov
CFPB: debt helpconsumerfinance.gov