Home / COBRA or Marketplace / Questions

Is COBRA or the Marketplace cheaper?

Short answer

It depends on your income and plan. COBRA is usually full price; Marketplace plans often cost less with income-based help, especially after a pay drop.

Rules differ by state. This is general information, not legal or professional advice.

See every step in 1 minuteLost your job? Keeping health insurance: COBRA or the Marketplace
Watch nowRead the guide

People also ask

How much does COBRA cost?›Can I get Marketplace help if I get severance?›How long do I have to sign up for COBRA?›Can I switch from COBRA to a Marketplace plan?›How long does COBRA last?›Can I get Medicaid after losing my job?›What counts as income for Marketplace help?›

See all questions (8) ›

Official sources