Question 1

How much should a contractor take up front?

Accepted Answer

Some states cap deposits for home improvement work. A modest deposit, with the rest paid as work is finished, protects you.

Question 2

Can I hire someone else to finish?

Accepted Answer

Usually yes, after you’ve documented everything and given written notice. Keep records of what the new work costs.

Question 3

Can I sue a contractor for unfinished work?

Accepted Answer

Yes. For amounts under your state’s limit, small claims court is often simplest. Bring the contract, payments, photos and your written notice.

Question 4

What is a mechanic’s lien?

Accepted Answer

A legal claim on your property by someone who worked on it or supplied materials and wasn’t paid. It can block a sale or refinance until it’s resolved.

Question 5

How do I check if a contractor is licensed?

Accepted Answer

Search your state’s contractor licensing board website for their name or license number. Many also show complaints and discipline.

Question 6

Is it a crime if a contractor takes a deposit and never shows up?

Accepted Answer

It can be, depending on the facts and your state. Report it to police and your state attorney general, especially if others were affected.

Question 7

Can I dispute a contractor payment on my credit card?

Accepted Answer

Often yes, especially for work not done. Contact your card company soon; there are time limits.

Question 8

What should a good home improvement contract include?

Accepted Answer

The work in detail, materials, price, payment schedule, start and finish dates, permits, license number, and how changes are handled.

Common questions: Contractor walked off