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Should I pay a debt I don’t recognize?
Short answer
No. Dispute it in writing and ask for proof. Paying an unknown debt may help a scammer or restart the clock on an old one.
See every step in 1 minuteDebt collectors won’t stop calling: your rights
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Official sources
- CFPB: debt collectionconsumerfinance.gov
- FTC consumer advice: debt collectionconsumer.ftc.gov
- AnnualCreditReport.com: free credit reportsannualcreditreport.com