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Filing your first tax return

Key dates, the forms you need, whether your parents can claim you, free ways to file, getting a refund, and state returns.

Quick answer

Your W-2 should arrive by the end of January, and the usual deadline is April 15. Gather W-2s, any 1099s, and school or student loan forms. If your parents can claim you as a dependent, say so and talk with them. Many people can file free through IRS Free File or VITA volunteers; start from IRS.gov. Even with low income, filing may return withheld tax. Don’t forget your state return, and keep copies.

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Your checklist

  • Watch for your W-2 by the end of January
  • File by the deadline, usually April 15
  • Gather W-2s, 1099s and school forms
  • Ask if your parents claim you
  • Use free filing if you qualify
  • File your state return and keep copies

Rather read it? Here’s the whole thing.

Key dates

Employers send W-2s by the end of January. The usual federal deadline is April 15. If you need more time to file, you can request an extension, but any tax owed is still due by the deadline.

Forms to gather

  • W-2 from each job.
  • 1099 forms for freelance, gig or side work, or bank interest.
  • 1098-T for college tuition and 1098-E for student loan interest, if you have them.

Your parents

If your parents can claim you as a dependent, you must check that box on your return. Talk with them so you don’t both claim the same credits.

Free ways to file

  • IRS Free File: guided software for people under an income limit.
  • VITA: free help from IRS-certified volunteers for people who qualify.

Start from IRS.gov to avoid paying for “free” offers by mistake.

Refunds

If tax was withheld from your pay, filing may get some or all of it back. Choose direct deposit for speed. Skip costly refund advance loans.

State taxes and records

Many states require their own return. Keep copies of your returns and forms for at least three years.

Official sources, and where to look

To find your local office, search for:

  • VITA free tax help near me
  • [your state] free state tax filing

Pick sites that end in .gov. Official forms are almost always free.

Common questions

Do I have to file if I didn’t earn much?

It depends on your income and situation, but filing is often worth it to get back withheld tax or claim credits. More ›

What if I had a side gig?

Income from gig or freelance work generally must be reported, and self-employment tax may apply. Keep records of income and expenses. More ›

Do I need to file taxes for my first job?

It depends on how much you earned and your situation. Even if you don’t have to, filing can get back tax withheld from your paychecks. More ›

What is a W-2?

A form from your employer showing what you earned and how much tax was withheld last year. It should arrive by the end of January. More ›

Can I file my taxes for free?

Many people can, through IRS Free File software or free help from VITA volunteers. Start from IRS.gov to find the real free options. More ›

My parents claim me. Can I still file?

Yes. You file your own return and check the box saying someone can claim you as a dependent. More ›

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Not yet reviewed by an expert. Last checked 2026-10-29. This is general help, not legal, medical or professional advice. Rules are different in every state.