Someone hit your car and drove off. What now?
Call 911 if anyone is hurt, and call the police even if no one is. Write down what you saw, take photos, get witness numbers, and call your insurance soon. If the driver is never found, your own “uninsured motorist” coverage may pay.
Your checklist
- Call 911 if anyone is hurt
- Call the police and get a report
- Write down what you saw
- Take photos
- Get witness phone numbers
- Call your insurance company soon
- See a doctor if you feel hurt
Rather read it? Here’s the whole thing.
Right there, at the scene
- If anyone is hurt, call 911.
- Even if nobody is hurt, call the police. You’ll need a police report later.
- Write down anything you remember: the car’s color and type, part of the license plate, which way it went, and the time.
- Take photos of your car, the street, and the damage.
- Ask people nearby if they saw it, and get their phone numbers.
Who pays for the damage?
If the police find the driver, their insurance should pay. If they don’t, your own car insurance may still cover you. Look for uninsured motorist on your policy. Call your insurance company soon, because some policies have short deadlines to report a hit and run.
See a doctor, even if you feel okay
Some injuries show up days later. A doctor’s visit also creates a record, in case you need it.
Do you need a lawyer?
For a small dent and no injuries, usually not. If you were hurt, missed work, or your insurance company is giving you a hard time, a free call with an injury lawyer can help. Most only get paid if you win.
Common questions
How long do I have to report a hit and run?
It depends on your state and your insurance policy. Call the police right away and your insurance company as soon as you can.
Will my insurance go up if someone else hit me?
A hit and run that wasn’t your fault usually shouldn’t count against you, but rules vary. Ask your insurance company.
Talk to someone near you
Free calls. Most injury lawyers only get paid if you win.
Know someone who needs this?
Not yet reviewed by an expert. Last checked 2026-10-29. This is general help, not legal, medical or professional advice. Rules are different in every state.