Home / How US healthcare works / Questions
How does health insurance work in the US?
Short answer
You pay a monthly premium, then share costs through deductibles, copays and coinsurance. Insurance pays the rest for covered care, often within a network of doctors.
See every step in 1 minuteHow US healthcare works, for newcomers
People also ask
Can I see a doctor without insurance?›Will using healthcare affect my immigration case?›What is a community health center?›When should I go to urgent care instead of the ER?›Can a hospital refuse emergency care if I can’t pay?›Do I have a right to an interpreter at the doctor?›Can immigrants get Medicaid?›
Official sources
- HealthCare.gov: coverage for immigrantshealthcare.gov
- HRSA: find a health centerfindahealthcenter.hrsa.gov
- HHS: language access in health carehhs.gov