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Do renters need flood insurance?

Short answer

Renters can buy flood coverage for their belongings. Renters insurance usually doesn’t cover flooding.

Rules differ by state. This is general information, not legal or professional advice.

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Official sources

Ready.gov: hurricanesready.gov
National Hurricane Centernhc.noaa.gov
FloodSmart: flood insurancefloodsmart.gov
DisasterAssistance.govdisasterassistance.gov