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Am I responsible for my parent’s mortgage?

Short answer

Usually not personally, unless you co-signed. The house secures the loan; if no one pays, the lender can foreclose.

Rules differ by state. This is general information, not legal or professional advice.

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Official sources

CFPB: inheriting a home with a mortgageconsumerfinance.gov
HUD: reverse mortgages (HECM)hud.gov
IRS: inherited property and taxesirs.gov