Home / Medicare at 65 / Questions

Is Medicare free?

Short answer

Part A is usually premium-free if you worked about 10 years. Part B and most Part D and Medigap plans have premiums, plus deductibles and copays.

Rules differ by state. This is general information, not legal or professional advice.

See every step in 1 minuteMedicare when you turn 65: how to sign up
Watch nowRead the guide

People also ask

Do I have to sign up for Medicare if I’m still working?›Can I change Medicare plans later?›When should I sign up for Medicare?›What is the Part B late enrollment penalty?›What is the difference between Medigap and Medicare Advantage?›What is Extra Help?›Where can I get free Medicare advice?›

See all questions (8) ›

Official sources