Home / Mortgage pre-approval / Questions
How much down payment do I need to buy a house?
Short answer
Some loans allow 3% to 3.5% down; VA and USDA loans often allow 0% for eligible buyers. State programs may help.
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Official sources
- CFPB: buying a houseconsumerfinance.gov
- HUD: find a housing counselorhud.gov
- VA: home loansva.gov