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What should I do if I sent money to the wrong person?

Short answer

Contact your bank or the app right away and ask the recipient politely to return it. Getting it back isn’t guaranteed.

Rules differ by state. This is general information, not legal or professional advice.

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Official sources

FTC consumer advice: payment app scamsconsumer.ftc.gov
ReportFraud.ftc.govreportfraud.ftc.gov
CFPB: money transfers and appsconsumerfinance.gov