Home / Student loans in default / Questions

Does rehabilitation fix my credit?

Short answer

It removes the default notation, though earlier late payments may remain on your report.

Rules differ by state. This is general information, not legal or professional advice.

See every step in 1 minuteStudent loans in default and your pay is being taken

Watch now Read the guide

People also ask

Can they take my Social Security for student loans?›How much can be garnished for defaulted student loans?›How do I get my student loans out of default?›Can I stop a student loan wage garnishment?›Will they take my tax refund for student loans?›What is student loan rehabilitation?›Can private student lenders garnish my wages?›

See all questions (8) ›

Official sources

StudentAid.gov: getting out of defaultstudentaid.gov
CFPB: student loansconsumerfinance.gov
FTC consumer advice: student loan debt relief scamsconsumer.ftc.gov