Question 1

What does workers’ comp pay for?

Accepted Answer

Usually medical care for the work injury and part of your lost wages while you can’t work. Some states also pay for permanent injuries and job retraining.

Question 2

Can I sue my employer instead?

Accepted Answer

Usually not; workers’ comp generally replaces lawsuits against your employer. You may be able to sue a third party, like an equipment maker.

Question 3

How long do I have to report a work injury?

Accepted Answer

It depends on your state, sometimes only days and often within about 30 days. Report it in writing as soon as possible.

Question 4

Why was my workers’ comp claim denied?

Accepted Answer

Common reasons include late reporting, disputes about whether it happened at work, missing medical evidence, or a pre-existing condition. Your denial letter should explain.

Question 5

How do I appeal a workers’ comp denial?

Accepted Answer

File with your state workers’ compensation agency by the deadline and ask for a hearing. Bring medical records, witnesses and your injury report.

Question 6

Can I be fired for filing a workers’ comp claim?

Accepted Answer

In most states, firing or punishing you for filing is illegal retaliation. Keep records and talk to a lawyer if it happens.

Question 7

Do I have to see my employer’s doctor?

Accepted Answer

Some states require you to start with an approved doctor; others let you choose. Check your state’s rules.

Question 8

How much does a workers’ comp lawyer cost?

Accepted Answer

Most work on contingency, taking a percentage of what you receive, and many states cap the fee. There’s usually no upfront cost.

Common questions: Workers’ comp denied