Question 1

How long does an SSDI decision take?

Accepted Answer

Often several months for the first decision, and longer for appeals. Apply early and respond quickly to requests.

Question 2

Can I work while applying for disability?

Accepted Answer

Earnings above a set monthly limit can count against you. Ask Social Security about current limits.

Question 3

Who qualifies for SSDI?

Accepted Answer

People who earned enough Social Security work credits and have a medical condition that prevents substantial work and is expected to last at least 12 months or result in death.

Question 4

What is the difference between SSDI and SSI?

Accepted Answer

SSDI is based on your work history. SSI is needs-based, for people with very limited income and resources. You can apply for both.

Question 5

How long does it take to get approved for disability?

Accepted Answer

First decisions often take several months; appeals take longer. Benefits for SSDI usually start after a five-month waiting period.

Question 6

What should I do if my disability claim is denied?

Accepted Answer

Appeal within 60 days. Many people are approved at reconsideration or at a hearing before a judge.

Question 7

How much does a disability lawyer cost?

Accepted Answer

Fees are capped by law and usually paid only from past-due benefits if you win.

Question 8

When do I get Medicare on SSDI?

Accepted Answer

Usually after 24 months of receiving SSDI benefits, with some exceptions.

Common questions: Applying for SSDI