Home / Burst pipe or flooded basement / Questions
Does homeowners insurance cover a burst pipe?
Short answer
Often yes, when the burst is sudden and accidental. Damage from a slow leak or poor upkeep is usually not covered. Read your policy or ask your agent.
See every step in 1 minuteA pipe burst or the basement flooded: what to do first
People also ask
Can I stay in the house after a flood?›Should I throw away wet things right away?›Where is my main water shut-off valve?›Does insurance cover a flooded basement from a sump pump?›How long does it take mold to grow after a leak?›Should I hire a restoration company or clean it myself?›Who pays if the leak came from my upstairs neighbor?›
Official sources
- FloodSmart (National Flood Insurance Program)floodsmart.gov
- EPA: mold and moistureepa.gov
- Ready.gov: floodsready.gov