Home / Hit and run / Questions
Will my insurance rates go up after a hit and run?
Short answer
Often not, because you weren’t at fault, but it depends on your state and your insurer. Some states limit rate increases for not-at-fault claims. Ask your insurer before you file if you’re worried.
See every step in 1 minuteSomeone hit your car and drove off. What now?
People also ask
How long do I have to report a hit and run?›Will my insurance go up if someone else hit me?›Should I chase the driver who hit my car?›What if I only got part of the license plate?›Does collision coverage pay for a hit and run?›How soon do I have to report a hit and run?›What if someone hit my parked car and left a note?›
Official sources
- USA.gov: find your state motor vehicle officeusa.gov
- NAIC: your state insurance departmentcontent.naic.org