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What is an Explanation of Benefits (EOB)?
Short answer
A statement from your insurer showing what the provider charged, what insurance paid, and what you may owe. It isn’t a bill, but your bill should match it.
See every step in 1 minuteA huge medical bill: how to check it and lower it
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Official sources
- CMS: No Surprises Act, know your rightscms.gov
- HealthCare.gov: appealing a health plan decisionhealthcare.gov
- CFPB: medical debtconsumerfinance.gov