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Will an unpaid medical bill hurt my credit?
Short answer
Credit reporting rules for medical debt have been changing. In recent years the major credit bureaus have left off paid medical debt and smaller balances. Contact the provider before a bill goes to collections.
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Official sources
- CMS: No Surprises Act, know your rightscms.gov
- HealthCare.gov: appealing a health plan decisionhealthcare.gov
- CFPB: medical debtconsumerfinance.gov