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Why would someone ask for my verification code?

Short answer

Because they’re trying to get into your account and the code is the last step. Never share it.

Rules differ by state. This is general information, not legal or professional advice.

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Official sources

FTC consumer advice: verification code scamsconsumer.ftc.gov
ReportFraud.ftc.govreportfraud.ftc.gov
CISA: Secure Our Worldcisa.gov