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What if the wrong amount arrives?

Short answer

Report the error to the provider within 180 days. They must investigate and fix errors.

Rules differ by state. This is general information, not legal or professional advice.

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Official sources

CFPB: sending money abroad (remittances)consumerfinance.gov
FTC consumer advice: money transfer scamsconsumer.ftc.gov
NCUA: find a credit unionncua.gov