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Do private student loans have the same options?
Short answer
No. Private lenders set their own rules, and federal income-driven plans and forgiveness don’t apply. Contact your lender if you’re struggling.
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Official sources
- StudentAid.gov: repaymentstudentaid.gov
- CFPB: student loansconsumerfinance.gov
- FTC consumer advice: student loan scamsconsumer.ftc.gov