Home / Water damage claim / Questions

How long do I have to file a water damage claim?

Short answer

Policies require prompt notice and set deadlines for proof of loss. Report it right away and ask for deadlines in writing.

Rules differ by state. This is general information, not legal or professional advice.

See every step in 1 minuteFiling a water damage insurance claim
Watch nowRead the guide

People also ask

Will a water damage claim raise my premium?›Who pays to fix the broken pipe itself?›Does homeowners insurance cover water damage?›How do I file a water damage claim?›Will insurance pay for drying out my house?›What if my water damage claim is denied?›Is flood damage covered by homeowners insurance?›

See all questions (8) ›

Official sources