Home / Water damage claim / Questions
What if my water damage claim is denied?
Short answer
Ask for the reason in writing, send more evidence, request appraisal if your policy has it, or complain to your state insurance department.
See every step in 1 minuteFiling a water damage insurance claim
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Official sources
- NAIC: your state insurance departmentcontent.naic.org
- FloodSmart: flood insurancefloodsmart.gov
- EPA: mold cleanupepa.gov