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How do I avoid foreclosure rescue scams?

Short answer

Never pay upfront fees or sign over your deed to someone promising to save your home. Talk to a HUD-approved housing counselor.

Rules differ by state. This is general information, not legal or professional advice.

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Official sources

FTC consumer advice: mortgage relief and foreclosure rescue scamsconsumer.ftc.gov
HUD: find a housing counselorhud.gov
CFPB: help for homeownersconsumerfinance.gov